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Bendigo Bank

Turn your everyday business purchases into Qantas Points 


 $1 = Up to 1.6 Qantas Points*

with the Bendigo Bank Qantas Business Mastercard®

Make managing your business expenses easier and more rewarding with a Bendigo Bank Qantas Business Mastercard. Earn Qantas Points on your everyday business expenses and manage your expenses with a single monthly statement that includes an itemised breakdown for each cardholder and flexible billing structures with a choice of who pays, how much and when.

Not a Qantas Business Rewards member? Join free to earn Qantas Points on everyday business purchases. 

  • $89 annual fee per cardholder
  • Purchase Interest rate of 19.99% p.a.
  • Up to 55 interest free days to pay for purchases
  • Stay in control with individual cardholder spending limits, optional ATM access to nominated cardholders and flexible liability arrangements
30,000 bonus Qantas Points^
100,000 bonus Qantas Points* is just the beginning

First time card-holders can earn an 30,000 bonus Qantas Points. Register by 31 July 2020 and make an eligible purchase on the card within 30 days of receiving it and have points hit your account by 31 October 2020.^

Find out more

How to earn Qantas Points with Bendigo Bank

  1. 1. Apply

    Be approved for the Bendigo Bank Qantas Business Mastercard and receive complimentary Qantas Business Rewards membership*. If you're already a Qantas Business Rewards member, make sure you provide the same ABN to Bendigo Bank as the ABN that's associated to your Qantas Business Rewards account. 

  2. 2. Spend

    Pay for flights and everyday business expenses using your card.

  3. 3. Receive

    Qantas Points will be credited to your Qantas Business Rewards account within 60 days of the purchase of the eligible products and services. 

Ready to get started?

Start earning Qantas Points with Bendigo Bank

Important information 

Terms, conditions, fees and charges apply. All information is correct as at 3 September 2018 and is subject to change. Full details available on application. Lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. Interest rate and annual fee current at 3 September 2018. Rates and fees are subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

*To earn Qantas Points with a Qantas Business Mastercard, a business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Mastercard facility. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points are offered under the Bendigo Business Credit Card Terms and Conditions. Eligible Purchases are described in the Bendigo Bank Business Credit Card Terms and Conditions and do not include fees, cash, cash equivalent transactions, balance transfers, premiums paid etc. and transactions for gambling or gaming purposes. You will also not earn Qantas Points on a card or card account where for that statement period, a card account is in arrears or over limit at the end of that statement period. Your business will earn 1 bonus point for every $1 spent on selected Qantas products and services. The earning of bonus points on selected Qantas products and services in Australia is not included in any Card Accounts' points cap. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Earn rates are subject to change. Qantas Points are capped at 30,000 per account number for each statement period, or 360,000 per annum from the account opening date.Qantas Points will be credited to the Member's Qantas Business Rewards account within 60 days of the purchase of the eligible services. To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. Any questions in relation to Qantas Points under this offer must be made directly to Bendigo Bank by calling 1300 236 344.

^New cardholder bonus: To receive the 30,000 bonus Qantas Points, members must a) register via email, between 12.01am (AEST) 1 July and 11.59pm (AEST) 31 July 2020 b) apply for any Qantas Business Rewards Qantas Points earning card featured on and be approved by the relevant Card partner), and c) make an eligible purchase on their new card within 30 days of receiving it. Qantas Points earned from the member’s first purchase must be credited to their Qantas Business Rewards account before 31 October 2020. Qantas Points are taken to be credited on the date they appear in the Qantas Business Rewards Activity Statement which can be checked online at Depending on the statement cycle of the Qantas Points earning Card, typically it can take up to 40 days for points to be credited to the Qantas Business Rewards account after making an eligible purchase on a Qantas Points earning Card. Offer limited to one per Qantas Business Rewards account only. 30,000 bonus Qantas Points applies to new Qantas Points earning Qantas Business Rewards Card holders only. Members must not have earned Qantas Points on a Qantas Business Rewards Qantas Points earning card into their Qantas Business Rewards account within the past 12 months from offer registration to be eligible. Excludes American Express Qantas Corporate Cards. Please allow 6 to 8 weeks from purchase for the 30,000 bonus points to be credited to the member’s Qantas Business Rewards account with the description ‘Card Bonus’. The 30,000 bonus Qantas Points are offered by Qantas and are separate to bonus points offers from our program partners. In the event of multiple new cardholder bonus points offers in the market for the same offer period, eligible members will be provided with the highest bonus points offer. For example, if a member was eligible for a 20,000 bonus points new cardholder bonus and also eligible for a 30,000 bonus points new cardholder bonus, the higher of the two offers would apply and the member would receive 30,000 Bonus Points. Members are not eligible for more than one offer on a new cardholder bonus. In this example, if the Member has already received 20,000 bonus points, they would not be eligible for the 30,000 bonus Qantas Points.

~The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.