There's a better way to carry your travel money
If you have a Qantas Card, flip it over and you'll notice a Mastercard logo on the back. That's because we've built a way to earn Qantas Points* into the card. It's called Qantas Cash, and it's a pre-paid money card that you can use at whilst at home or abroad. Simply activate and load with funds, and you'll earn Qantas Points on all eligible purchases*:
- Earn 1 point for every $4 you spend on eligible purchases* in Australian Dollars
- Earn 1.5 points for every AU$1 equivalent you spend on eligible purchases* in foreign currency
But, there's more to Qantas Cash than just points:
- Lock in exchange rates before you travel+
- Load Australian dollars and you can spend in any currency worldwide*
- Access funds immediately with Instant Load~
- No monthly account fees^, plus fee free load options available
- Use at millions of Mastercard locations worldwide#
So whether you're buying your morning coffee, shopping online, or snagging souvenirs on holiday, you'll earn Qantas Points by spending your own money.
Qantas Cash® is a prepaid Mastercard® payment facility built into the back of the Qantas Frequent Flyer Membership Card. To be eligible to receive the Qantas Card with the option of Qantas Cash® you must be an Australian resident Qantas Frequent Flyer member 16 years of age or older. Heritage Bank Limited (AFSL 240984) (the Issuer) issues Qantas Cash under arrangements between it, Qantas and Mastercard Prepaid Management Services Australia Pty Limited (AFSL 386837) (a Mastercard business). Mastercard Prepaid Management Services Australia Pty Limited distributes Qantas Cash (together with Qantas which is an authorised representative of Mastercard Prepaid Management Services Australia Pty Limited for the purposes of providing general financial product advice with respect to Qantas Cash). Mastercard Prepaid Management Services Australia Pty Limited can be contacted at firstname.lastname@example.org.
Mastercard Prepaid Management Services Australia Pty Limited and Qantas earn foreign exchange revenue from Qantas Cash transactions. Mastercard Prepaid Management Services Australia Pty Limited receives a processing fee from domestic Qantas Cash "point of sale" transactions. Qantas receives revenue generated by Qantas Cash transactions based on interchange fees paid to the Issuer, deposits held by the Issuer, cardholder fee and certain rebates and incentives from Mastercard Asia/Pacific Pte Ltd.
This information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the Qantas Cash facility having regard to those matters. A Product Disclosure Statement (PDS) in respect of Qantas Cash is available via qantascash.com and will also be given to applicants. A person should obtain and consider the PDS before making any decisions about whether to acquire or continue to hold the prepaid facility. Other terms and conditions and fees and charges may apply.
* Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. Eligible purchases do not include money orders, traveller's cheques, gambling chips or purchasing foreign currencies in cash. You do not earn Qantas Points when loading funds to your facility, transferring funds to another currency balance or another member’s facility or when withdrawing funds from ATMs or cashing out your facility balance. Purchases that are reversed, refunded or charged-back are also ineligible for Qantas Points earn, in addition to fees incurred.
+ Exchange rates for initial loads and subsequent reloads made using Bank Transfer or BPAY via qantascash.com will be set at the prevailing exchange rate set out at qantascash.com at the time you request the load provided you settle the transaction within four hours. Different exchange rates apply for loads initiated directly via Bank Transfer or BPAY using your Unique Payment Details (ie not via qantascash.com). If you initiate a load or reload via Bank Transfer or BPAY using your Unique Payment Details, the exchange rate applied will be the prevailing exchange rate at the time the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement.
~ Instant Load is available up to a maximum load amount of AU$15,000 or equivalent in foreign currency in any 24 hour period, AU$30,000 or equivalent in foreign currency in any 7 day period and AU$60,000 or equivalent in foreign currency in any 30 day period. A 1% fee applies to all Instant Load transactions.
^ Other fees & charges apply.
# Qantas Cash is unable to be used for purchases related to gambling or adult entertainment. Currently Qantas Cash cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan and Syria. If you attempt to withdraw cash from an ATM or use your Card at merchants in any of these countries and geographical regions, your request will be declined. In addition, the ATMs and POS terminals are not owned or operated by the Issuer or Mastercard Prepaid Management Services Australia Pty Limited and the Issuer and Mastercard Prepaid Management Services Australia Pty Limited are not responsible for ensuring that merchants will accept the Card. For example, the Issuer and Mastercard Prepaid Management Services Australia Pty Limited cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the Card. In such cases, your Card may not function properly or be declined. For more information please see the Product Disclosure Statement.