Qudos Bank

You should read and consider the relevant terms and conditions (available on request) and our Financial Services GuideOpens in a new tab or window before deciding whether to obtain Qudos Bank Qantas Points Home Loan.

Loans are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

Qantas Points accrue in accordance with and subject to Qantas Points Banking Rewards Terms and ConditionsOpens in a new tab or window. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. 

Bonus rate applies to term deposit accounts opened during the term of your Qantas Points Home Loan. Special terms of three, six, nine and 12 months are available and are upon request.

You must provide your Qantas Frequent Flyer membership number to Qudos Bank when you apply for a financial services product.

Points will be credited to your Frequent Flyer account  after your monthly bank statement.

You should read and consider the relevant terms and conditions (available on request) and our Financial Services GuideOpens in a new tab or window before deciding whether to obtain Qudos Bank Qantas Points Car Loan. 

Loans are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. 

Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and ConditionsOpens in a new tab or window. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. 

A maximum amount of $150,000 applies for vehicles up to three years old and $75,000 for vehicles between three and five years old.

You must provide your Qantas Frequent Flyer membership number to Qudos Bank when you apply and are approved for a Qantas Points Car Loan account.

Points will be credited to your Frequent Flyer account after your monthly bank statement.

You should read and consider the relevant Terms and ConditionsOpens in a new tab or window for Saving Accounts and Payment Services and our Financial Services GuideOpens in a new tab or window, before deciding whether to obtain Qudos Bank Qantas Points Saver. 

Qantas Points accrue in accordance with and subject to the Qantas Points Banking Reward Terms and ConditionsOpens in a new tab or window. Apply for a Qantas Points Saver and earn Qantas Points after your first deposit. Qantas Points can be earned on balances up to $1,000,000. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

You must provide your Qantas Frequent Flyer membership number to Qudos Bank when you apply for a Qantas Points Saver account. 

Points will be credited to your Frequent Flyer account after your monthly bank statement.

You should read and consider the relevant terms and conditionsOpens in a new tab or window and our Financial Services GuideOpens in a new tab or window available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services. 

Please see the Qudos Bank website Opens in a new tab or windowfor important information about your complimentary credit card travel insurance. 

Credit cards are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. Qantas Points accrue in accordance with and subject to the Visa Platinum Rewards Program Terms and Conditions (contained in the Credit Card Terms and ConditionsOpens in a new tab or window). 

Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Eligible purchases do not include cash advances, ATO payments, BPAY, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Visa Platinum Credit Card Terms and Conditions at qudosbank.com.auOpens in a new tab or window. Qantas Points can be earned on a maximum of $200,000 of eligible purchases per customer for each 12 month period, commencing from the date your account is opened and each account anniversary thereafter (Eligible Transaction Cap), regardless of the number of Qudos Bank Platinum Credit Cards held by you.

Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas, purchases from Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travel world channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by Qantas Frequent Flyer Program partners.

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305, (Qudos Bank), which allows eligible Qudos Bank account holders and cardholders to claim under the group policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Travel Insurance Policy Information Booklet: Effective 30 June 2022Opens in a new tab or window which may be amended from time to time. An excess may be deducted from any benefit paid. Qudos Bank does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. 

Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business. 

Access the 24/7 Visa Premium Concierge service in Australia on 1800 639 607. For country contact numbers and more information, visit Visa's Concierge Opens in a new tab or windowpage.

Annual fee charged upon account opening and annually thereafter.

You must provide your Qantas Frequent Flyer membership number to Qudos Bank when you apply and are approved for a Qudos Bank Visa Platinum Credit Card.

Points will be credited to your Frequent Flyer account after your monthly bank statement.