Compare Samsung Pay Credit Cards

What is Samsung Pay?

Forget your wallet? No problem if you have Samsung Pay, a contactless payment method that makes it incredibly easy to pay for goods and services without the need for a bulky physical wallet. Released in 2015, Samsung Pay is a free and simple payment system that allows the user to make in-store, in-app and online payments virtually anywhere in the world from their Samsung device. A mobile app that combines payment technology with a digital wallet that allows the user to pre-load and digitally store a range of credit cards, debit cards, loyalty cards and transport cards, Samsung Pay comes with mid range and high-end Samsung smartphones, and is also available on Samsung Smart Watches.

Samsung Pay securely stores your basic card information on your device and utilises your phone's NFC chip (Near Field Communication) to interact with the EFTPOS machine in the same 'tap and go' way that your physical card does. If it helps, think of Samsung Pay as an app that allows your phone to act as a physical card would, just far more secure. Rather than using your card details, each purchase uses an encrypted number that is unique to that transaction.

How does it work?

Samsung Pay is pre-installed on most Samsung devices, which allows for immediate activation. If not on your device, simply download the Samsung Pay app from the Google Store. Users can use any kind of card with a barcode in Samsung Pay, which means the user can continue to earn points and rewards even without the physical card on hand. Unlike many other digital wallet services that only work with specific card readers and terminal types, Samsung Pay can be used on magnetic stripe, EMV and NFC systems.

Is Samsung pay safe to use?

Samsung Pay is one of the most secure mobile payment platforms available. Payment card details such as your pin and CVC/CVV number are not stored on the device, and every payment requires a scan of your iris, fingerprint or PIN for authentication before the payment process proceeds. As well as internal app security, any financial transactions should be protected by your bank's fraud policy. A cloud based system that uses Samsung 'Know' tokenization technology, Samsung Pay eliminates the exchange of bank and card information between merchants and payers, relying on unique one off tokens instead.

Samsung Pay features

With an intuitive user-friendly design and simple set up process, Samsung Pay enhances your digital life and makes payment smoother and easier. The main features of Samsung Pay are Credit and Debit card transactions, in-store payments, gift and membership card transactions, visa checkout, online payments, fingerprint authentication and iris scan authorisation.

Which credit cards that earn Qantas Points work with Samsung Pay?

There are currently a number of Qantas Points earning Samsung Pay credit cards available, including Bendigo Bank Business, NAB Business Signature, American Express Premium, CommBank Ultimate Awards and Westpac Altitude Platinum.

How to apply for a Samsung Pay credit card that earns Qantas Points

It's easier than you think - simply click 'Apply Now' on the credit card of your choice, be approved by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning Samsung Pay credit card before you know it. Explore our range here.

How do I decide which Samsung Pay credit card that earns Qantas Points is right for me?

To decide which Qantas Points earning Samsung Pay credit card is right for you, please review our product range here and choose which credit card best suits your personal needs.

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What you need to know

You must be a Qantas Frequent Flyer to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

Regardless of which credit card you choose, it is important that you read the terms and conditions of any product to fully understand your obligations.

We suggest visiting MoneySmartOpens external site for more information on credit cards, and how to best make them work for you.

When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.

Card products referred to are not Qantas products and not offered or issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria applies.