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Choose from our range of Qantas Points earning personal credit cards.
As the name suggests, a personal credit card is one that is generally used solely for personal use.
Personal credit cards can often have lower fees and a longer 0% introductory interest rate for new card holders than business credit cards. Personal credit cards can be used to pay for everyday essentials like groceries, petrol, utility bills, or your next eligible online purchase.
Depending on the credit card, benefits may include lounge access, interest free periods, shopping rewards, fee discounts and more. Used wisely, a personal credit card can be an excellent way to earn Qantas Frequent Flyer Points on your everyday spend.
It is possible to transfer the balance from a personal credit card to a business card, though it depends on the terms and conditions of the issuing bank.
It's easier than you think - simply click 'Apply Now' on the credit card of your choice, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning Personal credit card before you know it.
To decide which Qantas personal credit card is right for you, please review our product range and decide which credit card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.
Regardless of which credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.
You must be a Qantas Frequent Flyer to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.
Regardless of which credit card you choose, it is important that you read the terms and conditions of any product to fully understand your obligations.
We suggest visiting MoneySmartOpens external site for more information on credit cards, and how to best make them work for you.
When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.
Card products referred to are not Qantas products and not offered or issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria applies.
