Compare low annual fee credit cards

Choose from our range of Qantas Points low annual fee credit cards.


No/low annual fee credit cards

Amongst the Qantas Points earning credit card range, there are no or low annual fee cards that still allow you to earn Qantas Points on your everyday eligible spend.

Why do some credit cards charge an annual fee?

Most credit cards charge an annual fee, with the cost usually ranging depending on the additional benefits of the individual card.

Choose the right no or low annual fee credit card for you

There are a host of credit cards in the market offering no, or low, annual fees. Some offer the basics, while others boast a range of additional features and benefits. Compare a range of no or low annual fee credit cards that can earn you Qantas Points to understand which suits your needs better.

Why choose a no or low annual fee credit card?

A no or a low annual fee credit card has the potential to save you hundreds of dollars on your yearly account costs. To do this, always pay off your balance in full before the payment due date and make use of interest-free days on purchases. There are multiple cards with no annual fees, so compare the credit cards to find the no or low annual fee card that's right for you.

Is a Qantas Frequent Flyer offer available with a no or low annual fee credit card?

This would depend on the card issuer. However many no or low annual fee cards come with such benefits as free QFF membership, bonus points and more.

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What do I need to consider when choosing a no or low annual fee credit card?

Because a no annual fee credit card doesn’t charge you for yearly account maintenance, this could save you money each year when compared to credit cards that do charge an annual fee. 

However, it’s important to keep in mind that credit cards with no or a low annual fees can have higher standard interest rates for purchases compared to some other options. Some no annual fee credit cards also offer fewer additional features, such as rewards or complimentary extras.


How do I apply for a no/low annual fee credit card?

This will vary depending on the card issuer. Once you’ve decided which no or low annual fee card above is right for you, the 'apply now' button will take you through to the relevant card owner’s site. Each will have their own set of eligibility requirements which will need to be met in order for your application to be successful.

What you need to know

You must be a Qantas Frequent Flyer to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.

Card products referred to are not Qantas products and not offered or issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria applies.