Compare balance transfer offers on credit cards that earn you Qantas Points

A Qantas Points earning credit card with a balance transfer offer means that you can start earning points on new purchases, whilst paying 0% or a low interest rate on the transferred amount. Using this type of a credit card is a great way to build your points balance. If you don’t fly often, then being smart with your credit cards and banking is one of the fastest ways to earn Qantas Points.

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What is a balance transfer offer?

A Qantas Points earning credit card with a balance transfer option enables you to transfer your existing credit card debt onto a card with a lower interest rate, for a specified timeframe. Some may even offer 0% interest for a period of time. Plus, you’ll have the added benefits of a Qantas Points earning credit card, such as earning points on any eligible additional spend.

How to apply for a credit card that earns you Qantas Points with a balance transfer offer

 

Once you’ve decided which card is right for you, the 'Apply now' button will take you through to the relevant card issuer’s site. Each have their own set of eligibility requirements which will need to be met in order for your application to be successful.

How do I decide which balance transfer credit card is the right one for me?

  • Check your current balance and interest rate.

  • Pick a balance transfer card that fits your needs.

  • Read the fine print and understand the terms and conditions.

  • Apply and get approved by your financial institution for a balance transfer card.

  • Contact your financial institution to do the balance transfer.

More information on Balance Transfer credit cards

Do balance transfers affect my credit score?

Balance transfers can improve your credit score if the transfer makes it easier and faster to pay down your outstanding debt. However, it’s important to keep in mind that you will need to make payments on time in order to maintain a good credit score.

What is a balance transfer fee?

A balance transfer fee is a fee that's charged when you transfer credit card debt from one card to another. Compare Qantas Points earning credit cards with balance transfer options.

What you need to know

You must be a Qantas Frequent Flyer to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.

Card products referred to are not Qantas products and not offered or issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria applies.