Member Success Story:
Viktoria & Woods

See how this business earns more than 700,000 Qantas Points every year

What if running your own business actually gave you an advantage when you need to travel for work? For Margie Woods, founder and creative director of Melbourne-based fashion label Viktoria & Woods, it does.

Viktoria and Woods Margie Woods outside the shop front

As an American Express® Qantas Business Rewards Card Member since 2014, Woods and her team use their Card to rack up Qantas Points – between 50,000 and 90,000 a month. “It’s great to be rewarded for everyday expenses that we would be spending on anyway,” Woods says.

When you sign up for an American Express Qantas Business Rewards Card you’ll accrue points every time you pay for something, from daily office expenses and fuel for your fleet to larger expenses like upgrading to a new software system or expanding office locations. You’ll also earn points when booking eligible flights and hotels, as well as most types of spend.

Woods – who is passionate about fostering a creative and collaborative culture, and has been doing so for the 16 years her business has been in operation – often transfers points earned by using the Business Card to reward her dynamic staff members for their hard work. “You can transfer points from the Qantas Business Rewards account to anyone you like,” says Woods.

Read on for just some of the ways your business can benefit as an American Express Qantas Business Rewards Card Member.

Use your Card for expenses, big and small

The American Express Qantas Business Rewards Card has one of the highest points-earning rates on the market – up to 2 Qantas Points per $1 spent^. 

Not only that, the Card operates differently to a credit card. As a Charge Card, it allows you to grow your spending potential month-on-month – on the basis you pay off your monthly balance in full~


In many cases, this means your borrowing potential may be higher than what a credit card facility can provide~. This was the main allure for Woods, who uses her Business Card to cover many of her fashion label’s everyday expenses, including rent. “You can manage cash flow because payment terms are extended,” says Woods.

Earn triple points on travel when you book through the Qantas Business Rewards website

American Express Qantas Business Rewards Card holders also earn triple Qantas Points# when flying with Qantas. How, you ask?

Well, flights not only earn the person travelling Qantas Points, they also earn the business points, too. Pay for flights using the American Express Qantas Business Rewards Card, to have the points your business earns when flying tripled. 

As is the case for many small businesses, travel is essential to the Viktoria & Woods team, who fly domestically to stores across the country, as well as internationally to visit fabric suppliers face-to-face and maintain a strong presence at global trade fairs. “There’d be someone, somewhere in the business, on a flight every fortnight,” says Woods. “Some departments, including myself, take two to four international flights a year.” 

Domestically, the Viktoria & Woods management and design team make it a point to visit stores around Australia on a regular basis, to ensure quality control, identify opportunities for growth and also foster the dynamic work environment that the brand has worked so hard to cultivate over the years. 

When staff touch down, checking in to accommodation booked through the Qantas Hotels site also earns the traveller and Woods’ Qantas Business Rewards account points. There are more than 200,000 global hotels to choose from: “There’s great quality and a wide range of options,” says Woods. “We earn points when we stay in hotels domestically and internationally.”

“Last year we earned more than 700,000 points through travel, hotels and our American Express Qantas Business Rewards Card combined,” says Woods. 

“When I fly long haul with my design team we use points to upgrade to business class, so we can hit the ground running. It’s amazing to have that option. We can also use extra points to ‘pay’ for hotel bookings through Qantas Hotels.”

As a Card holder, you can even start your holiday early by enjoying the delights of Qantas Club Lounges – like the recently refurbished Melbourne lounge – with two domestic Qantas Club Lounge passes every year after the first eligible Qantas purchase**.


Earn Qantas Points with the American Express Qantas Business Rewards Card

Earn up to 1.25 Qantas Points^ per dollar spent on everyday business spend with uncapped Qantas Points earning potential

Important Information

American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 10 January 2024  and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085).

^ A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions. From 10 January 2024, once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000  points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold. 

~ No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.

# A business must be a Qantas Business Rewards Member to earn triple Qantas Points for business. The triple Qantas Points for business are only available for American Express Qantas Card Members when the Card is used to make an eligible Qantas flight booking. Qantas will allocate to the business an amount equal to the Qantas Points earned by the traveller when travelling for business against a rate of either: 20% (Level 1); or 30% (Level 2); or 40% (Level 3) multiplied by three . An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. Exclusions apply. Triple Qantas Points for Business is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member's ABN and traveller's Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Business Rewards Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms.

** provided the Primary Card Member is a Qantas Frequent Flyer member and has registered their Qantas Frequent Flyer number with your business' American Express Qantas Business Rewards Card, your business is eligible to receive two domestic Qantas Club Lounge Invitations each anniversary year of Card Membership once your business makes an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by the business. Visit the Complimentary Invitations Portal to access invitations, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to their expiry. Invitations are subject to the Qantas Club terms and conditions. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your business' American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.

We acknowledge the Aboriginal and Torres Strait Islander Traditional Custodians of the land on which we work, live and fly. ​
We pay respect to Elders past, present and emerging.