Member Success Story:

St Argo

A no-fuss business loan allowed this pet accessories brand to stock up for a big year

Margaret Outridge and her partner, Tim Rogers, from Melbourne-based St Argo, found themselves in a predicament in the early stages of the pandemic. Demand surged for their high-end pet accessories (turnover doubled each month between April and September 2020) as “people started shopping online and started buying dogs”, explains Outridge.

As a result they needed more working capital to buy greater volumes of stock and move into a fulfilment centre to improve delivery times but struggled to secure finance. Their business was barely a year old and banks required two years’ financial documentation.

It was timely, as they then received an email from Qantas Business Rewards about the Business Loan Selector tool. Rogers entered their details, a Valiant finance specialist called and the money was in their account the next day. “We felt like we were given a fair go and matched with a suitable lender,” says Rogers, whose business earned 10,000 Qantas Points from the financing.

It allowed the duo to buy new products and restock bestsellers, setting St Argo up for a happy new year. “Being able to access funds and purchase stock was really handy,” adds Rogers. “Now we don’t feel like there are any sales left on the table.”

The pair’s priority for using their points is to visit their manufacturers in China once restrictions are lifted. And then, says Outridge, “we’ll enjoy ourselves a little bit on a holiday.”

Earn up to 50,000 Qantas Points on business loans over $15,000*

Important information:

* A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for businesses that join via the Business Loan Selector process. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points will be earned on asset finance, working capital and commercial loans brokered with Valiant Finance through the Business Loan Selector or by calling the dedicated phone line 1300 974 303 only.

Earn rates are below: 

  • 10,000 Qantas Points on asset finance and working capital loans between $15,000 and $39,999
  • 25,000 Qantas Points on asset finance and working capital loans between $40,000 and $79,999 
  • 50,000 Qantas Points on asset finance and working capital loans $80,000 and above.
  • 50,000 Qantas Points on commercial loans over $300,000.  

Minimum loan amount of $15,000 is required to earn Qantas Points.

Qantas Points will be awarded within 30 days of loan settlement or 30 days from the date of first draw down in the case of line of credit or overdraft facility. Individual Lenders’ eligibility criteria and terms and conditions apply. Qantas will receive a commission. For the Valiant Finance full terms and conditions visit https://valiant.finance/legalOpens external site

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